Hospital and medical coverage
Original Medicare includes Part A and Part B. You can generally see any doctor or hospital that takes Medicare in the United States.
Licensed in Nine States · Personal Guidance
Original Medicare with Part D
Understand Medicare Parts A and B and how a separate prescription drug plan can fit your coverage.
What to consider before choosing coverage
Prescription coverage is separate
A stand-alone Part D plan can help cover prescription drugs. Compare your exact medications, pharmacy, formulary and coverage restrictions.
Plan for cost sharing
Original Medicare has deductibles and coinsurance and does not have an annual out-of-pocket limit for Part A and Part B services. A Part D plan does not fill those medical coverage gaps.
Consider supplemental protection
A separate Medigap policy may help pay certain Original Medicare cost sharing. Eligibility, enrollment rights and underwriting require a separate review.
Does Part D cover every medication?
No. Each plan has a formulary and rules. Check the specific drug, dosage, pharmacy and plan year before enrolling.
Guidance focused on your situation
We help people across our nine licensed states understand their choices and practical next steps. We review your goals, explain relevant coverage terms and discuss available options without an obligation to enroll.
Have current policy information and your questions available. Ask for a secure intake method before sharing health or financial information.
Find your next step with Lisa
Discuss your questions with a licensed insurance broker.
Schedule Your Guidance CallEducational information only. Advantage 1 Insurance LLC is an independent insurance agency and is not affiliated with or endorsed by Medicare, Social Security, or any government agency. Coverage, benefits, eligibility, premiums, exclusions and availability vary by insurer, product, location and individual circumstances. The policy or plan documents govern. No acceptance, savings or outcome is guaranteed.