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Licensed in Nine States · Personal Guidance

Privacy, Disclosures & Compensation

How we handle your information, contact permission, insurance compensation, and optional service fees.

What to consider before choosing coverage

Independent agency and insurance notice

Advantage 1 Insurance LLC is an independent insurance agency. Calling or scheduling connects you with a licensed insurance broker. Coverage, premiums, eligibility and availability vary. Policy and plan documents govern. No obligation to enroll.

Medicare and Social Security affiliation

Advantage 1 Insurance LLC is not connected with or endorsed by Medicare, the Social Security Administration or any government agency. Educational information does not determine benefit eligibility or constitute tax or legal advice.

Medicare plan availability disclosure

We do not offer every plan available in your area. Currently we represent 24 organizations which offer 136 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Plan availability varies by state, county, and ZIP code. We help identify options based on your individual needs.

Guidance focused on your situation

We help people across our nine licensed states understand their choices and practical next steps. We review your goals, explain relevant coverage terms and discuss available options without an obligation to enroll.

Have current policy information and your questions available. Ask for a secure intake method before sharing health or financial information.

Insurance Compensation and Advisory Fees Policy

Advantage 1 Insurance LLC believes you should understand how we are paid before you choose a policy or agree to a paid service.

Insurance compensation

When you purchase or enroll in an insurance product through Advantage 1, we may receive commissions from the insurance company or plan sponsor. Compensation may include an initial payment and renewal payments while eligible coverage remains in force. Amounts and payment terms can vary by insurer, product, and applicable rules. Where permitted, we may also receive other compensation or noncash benefits connected with our insurance business. We will disclose compensation information when required and explain applicable compensation arrangements upon request.

Recommendations and potential conflicts

Receiving compensation creates a potential financial incentive to recommend insurance products or insurers that pay us. Our policy is to consider your stated needs, priorities, budget, and relevant coverage terms rather than compensation alone. We do not represent every insurer or every available product. You may ask which insurers we represent and how we are compensated for a proposed product.

Medicare insurance services

We do not charge you a separate agency fee for Medicare Advantage or Part D plan comparisons, applications, or enrollment assistance. Any compensation we receive for these services is subject to applicable Medicare requirements and insurer agreements. You remain responsible for the premiums, deductibles, copayments, coinsurance, and other charges applicable to your coverage. Purchasing a separate analysis service is not a condition of receiving Medicare insurance assistance.

Optional Social Security analysis and educational services

A separate fee may apply if you choose an optional Social Security claiming analysis, report, or related educational consultation. These services are separate from insurance sales and enrollment. A Social Security analysis fee does not purchase insurance, determine government benefit eligibility, or guarantee a benefit amount, tax result, savings, or other outcome. You do not have to buy insurance through us to use an optional analysis service, and you do not have to purchase an analysis service to consider insurance through us.

Written agreement before paid work begins

Before a fee-based service begins, we will provide a written agreement describing the service and deliverables, the fee or calculation method, payment timing, expected completion arrangements, and any cancellation or refund terms. It will also explain additional-work charges and relevant compensation disclosures, if applicable. No separate service fee is authorized merely by visiting this website, requesting information, or booking an introductory conversation. Additional work or a fee change requires your agreement before that work begins.

Insurance review fees

An optional Social Security analysis fee must not be used to charge for Medicare enrollment assistance or to avoid insurance compensation rules. Any proposed fee for examining, comparing, or advising on an insurance policy requires separate compliance review and any written agreement, disclosures, or commission treatment required by applicable law. A written agreement alone does not authorize a fee prohibited by law or an insurer agreement.

Cancellations, refunds, and questions

Cancellation, rescheduling, and refund terms for a paid service will be stated in its written agreement before you accept it. Any required consumer rights remain applicable. Insurance cancellation rights, premium refunds, and free-look provisions are governed separately by the policy or plan and applicable law. For questions about compensation, a proposed fee, or a charge, contact Lisa Dillon at 813-817-3300.

Scope of services

Lisa Dillon, RSSA®, is a Registered Social Security Analyst, Certified Medicare Insurance Broker, and licensed insurance broker. That designation and insurance licensure do not, by themselves, establish registration as an investment adviser or authorization to provide legal or tax advice. Any separately regulated service must be provided only through an appropriately authorized professional and a separate agreement where required. Advantage 1 is not affiliated with or endorsed by Medicare, the Social Security Administration, or any government agency.

Privacy notice

When you request information or an appointment, we use the contact information you provide to respond, arrange the requested service and administer our relationship. Information may be processed by service providers supporting scheduling, communications and insurance applications, and by an insurer when you request a quote or application.

Do not submit Social Security numbers, Medicare numbers, detailed medical records, payment information or other sensitive information through a general website inquiry or ordinary email. Ask us for the appropriate secure intake process.

To ask about your information or communication preferences, call 813-817-3300 or email [email protected].

Contact permission

“I request that Advantage 1 Insurance LLC contact me using the information I provide to respond to my inquiry about the services I selected. I understand there is no obligation to enroll or purchase.”

This request is not blanket consent to automated marketing calls/texts, third-party lead sharing or discussion of unrelated insurance products. Medicare permission to contact and any required Scope of Appointment must be handled separately.

Optional text message consent

If you choose to receive text messages, a separate opt-in will state: “I agree to receive text messages from Advantage 1 Insurance LLC about the appointment or service I requested. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase.”

Helpful resources

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Discuss your questions with a licensed insurance broker.

Schedule Your Guidance Call

Educational information only. Advantage 1 Insurance LLC is an independent insurance agency and is not affiliated with or endorsed by Medicare, Social Security, or any government agency. Coverage, benefits, eligibility, premiums, exclusions and availability vary by insurer, product, location and individual circumstances. The policy or plan documents govern. No acceptance, savings or outcome is guaranteed.

Licensed for life and health insurance in Florida, Arizona, Illinois, Michigan, North Carolina, New Jersey, Pennsylvania, South Dakota, and Virginia. Insurance products and carrier availability vary by state and ZIP code.

Advantage 1 Insurance LLC · Riverview, Florida · 813-817-3300

Privacy, Insurance Disclosures & Contact Consent · Insurance Compensation & Advisory Fees

Medicare plan availability disclosureWe do not offer every plan available in your area. Currently we represent 24 organizations which offer 136 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Plan availability varies by state, county, and ZIP code. We help identify options based on your individual needs.